Financing Options

 A Wells Fargo Home Projects credit card is an easy and convenient way to pay for goods and services. Plus, as a Wells Fargo Home Projects cardholder you can enjoy other great benefits throughout the year, such as:

• Special promotional offers where available
• Revolving line of credit that you can use for future purchases
• Convenient monthly payments to fit your budget
• Easy-to-use online account management and bill payment options

 The following special terms promotions may be available to you on qualifying purchases  if your application is approved. Please ask your merchant which promotions they are offering. 

• No Interest if Paid in Full within promotional period with regular monthly payments This is a deferred interest promotion. This means that if you do not pay off the purchase balance in full within the special terms promotional period, interest will be charged to your account from the purchase date at the regular APR for Purchases rate of 28.99%. Paying only the minimum monthly payment will not pay off the purchase balance before the end of the special terms promotional period. To avoid interest charges, you must either pay more than the minimum monthly payment or make a lump sum payment(s) before the end of the special terms promotional period.  Important reminder: For No Interest if Paid in Full promotions, you will have to pay interest that accrues at a 28.99% APR from the date of purchase if you do not pay the purchase balance in full within the special terms promotional period.
• Special Rate with equal or fixed monthly payments A special (reduced) rate will apply until your qualifying purchase is paid in full. Equal or fixed monthly payments are required.

The Wells Fargo Home Projects credit card is issued by Wells Fargo Bank, N.A. with approved credit. Apply for the Wells Fargo Home Projects credit card by selecting the button below.  

What you'll need to apply

• Social Security Number / ITIN
• Income information
• Email address

 A Synchrony Financial credit card is an easy and suitable way to pay for many kinds of important services you need in your daily life. The services included are retail, health, auto, travel, and home. As a Synchrony financial cardholder you can enjoy other great benefits throughout the year, such as:

• Special promotional offers where available
• Revolving line of credit that you can use for future purchases
• Convenient monthly payments that fits your budget
• Easy-to-use online account management and bill payment options
• Easily accessible phone app that can be checked at any time of day 

 The following special terms promotions may be available to you on qualifying purchases  if your application is approved. 

Different types of sales platforms

• Retail Card
• CareCredit
• Payment solutions

• No Interest if Paid in Full within promotional period with regular monthly payments This is a deferred interest promotion. This means that if you do not pay off the purchase balance in full within the special terms promotional period, interest will be charged to your account from the purchase date. Paying only the minimum monthly payment will not pay off the purchase balance before the end of the special terms promotional period. To avoid interest charges, you must either pay more than the minimum monthly payment or make a lump sum payment(s) before the end of the special terms promotional period.  
• Special Rate with equal or fixed monthly payments A special (reduced) rate will apply until your qualifying purchase is paid in full. Equal or fixed monthly payments are required.
• Your APR (Interest Rate) and/or minimum monthly payment is different for everyone 

The Synchrony credit card is issued by Synchrony Bank with approved credit. Apply for the Synchrony Financial credit card by selecting the button below.  

JB Financing offers homeowners free access to dozens of lenders in order to  finance home improvement projects. Over 25 lenders compete with each  other to provide homeowners the best loan options available in the  market.

Their state-of-the-art financing platform offers homeowners with  eligible loans in seconds! Once lender documents are completed,  homeowners are funded directly from the lender within 24-48 hours!

• Approvals starting at 580+ FICO credit score
• Finance new installations, service and repairs
• Bundle costs of multiple home projects into one loan
• Financing covers mobile homes, too! 

 The annual percentage rate, or APR, depicted on the Platform by various Lenders, depend on many factors, including:
the Customer’s credit score, the amount of debt they currently have, their income, the amount of financing they wish to obtain, and many other factors. Customers can see rates as low as 2.99% and as high as 29.99% (and sometimes higher). 

 The duration of the loan, or term, that is depicted on the Platform by various Lenders, also depends on many factors, just like the APRs. Customers can see terms as short as 3 years, or as long as 15 years (or higher in some cases). 

 When Customers apply through the Platform, the Platform performs a soft pull for pre-qualification purposes. The Platform does not perform any hard-pull. After Customers choose one of the financing options listed, the chosen Lender may (or may not) perform a hard pull, depending on the Lender. JBFin is great as a first look option if a Customer does not want to have their credit score pulled during the initial application process. 

Customers will have instant access to over 25 Direct-to-Consumer Lenders that will fund directly to the applicant. This brings great advantages: 

• Options for applicants across the credit spectrum: prime to sub-prime
• Secured and encrypted process, all online
• No extensive paperwork on your end
• Fast approvals and funding: 24 to 48 hours after applicant has provided all documents/info